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在香港及全球多個地區，破產程序是一個法律過程，用於解決財務困境，幫助個人或公司重組或清算。然而，對於許多人來說，破產程序仍然充滿了誤解和混亂。尤其是當一個人或公司面臨經濟困境時，如何正確理解破產程序的各個環節，避免法律風險和陷阱，顯�